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Money Management Resources - Whatcom Asset Building Coalition

Information, tips, and resources to help you effectively manage your money. Topics include budgeting, saving, credit, debt, banking, and taxes.

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Financial Empowerment Courses - The Whatcom Dream

Free financial empowerment courses cover financial goals, budgeting, debt management, and more. Classes are in-person and available year-round in both English and Spanish, with specialized courses for teens and seniors.

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Bankruptcy Counseling and Education - Money Management International

Allows you to fulfill the requirements set forth by bankruptcy law and gives you access to a certified credit counselor. Pre-filing counseling and pre-discharge education available.

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Disaster Recovery Counseling - Money Management International

Available for free to all families and individuals living in a county where federal or state-declared disaster has occurred. Create a personalized recovery plan, receive ongoing support and assistance completing applications for FEMA aid and submitting relevant insurance claims.

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Homebuyer Counseling and Education - Money Management International

Variety of homebuyer programs to satisfy loan requirements such as those for first time buyers, high cost loan counseling, HomeREACH mortgage prep, and other online courses.

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Small Business Support - Northwest Access Fund

Free one-on-one business coaching and assistance for potential and existing entrepreneurs in starting, growing, and managing a small business, navigating the gig economy, or managing self-employment income. NWAF assists: all disabilities, all income levels, ages 16 and up, and all types of businesses with under 5 employees.

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Transition-Age Youth Services - Northwest Access Fund

Combines financial coaching with benefits planning, providing specialized support to assist with planning for a future of financial security and supported independence. Services are offered free of charge to youth ages 14-25 who self-identify with a disability.

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Debt Management Program - Money Management International

A Debt Management Program is a structured repayment plan that helps you pay off your unsecured debts more easily. Often, it comes with the added benefits of lower interest rates and waived fees.

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Housing Counseling - Kulshan Community Land Trust

Housing and Urban Development (HUD)-Approved Housing Counseling Agency. Offers free pre-purchase homebuyer education and financial counseling to anyone in the community.

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Military Reconnect - Money Management International

When soldiers return home it can be difficult to truly reconnect with relationships and establish themselves financially. This program is geared toward helping members of the military and veterans re-establish themselves and achieve financial stability.

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Credit Counseling - Money Management International

A free budget and credit counseling session gives you the opportunity to work with a certified credit counselor and create an action plan for your financial future. Online counseling available 24/7, 365 days a year.

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Financial Literacy and Renters Education - Opportunity Council Community Resource Center

A free series of classes designed to increase knowledge and skills in budgeting, credit, debt, landlord/tenant law and savings.

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Homebuyer Education Class - Washington State Housing Finance Commission

These multi-hour free classes cover the homebuying process from the very beginning to move-in. Upon completion participants earn a certificate from the Washington State Housing Finance Commission. The certificate allows you to take advantage of special loan products and is a requirement for any of the WSHFC’s affordable loan products. Virtual and In-person classes available, check website for dates/times.

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Financial Capabilities Classes - WorkSource Whatcom

Series of virtual classes on the pitfalls of debt and how to increase monthly income. Topics vary weekly across 6 week cycles.

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Debt Collection Clinic - Whatcom County Courthouse

An attorney will consult with clients on their debt issues, including debt collection, garnishment, medical debt and charity care

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Student Loan Counseling - Money Management International

A student loan counseling session will give you the opportunity to discuss your options with a counselor who will give personalized recommendations about the repayment programs you might qualify for, along with other suggestions to make the debt more manageable.

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Activate You - Washington Women In Need

This virtual workshop series offers all women opportunities to connect, learn new skills, and feel empowered on your journey to fulfilling your goals, dreams, and purpose.

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Economic Security for All - Opportunity Council Early Learning and Family Services

The EcSA program helps families achieve financial success by paving a path to build a meaningful career and create confidence through financial literacy. Families with children who receive SNAP benefits are eligible to enroll.

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Financial Coaching - Northwest Access Fund

Free one-on-one financial coaching for people with disabilities in Washington and Oregon. Topics include credit, savings, debt, budgeting, banking, identity protection, benefits, and assistive technology.

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