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Home Rehabilitation Loan Program - Bellingham City Hall

Low-interest loans for the rehabilitation of residences occupied by owner households with incomes at or below 80% of the median income of Whatcom County. Additional services include inspection to determine needed repairs, assistance in construction oversight, referrals to other agencies for social services beneficial to low- and moderate-income households, and more.

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Support Session - FuturesNW

Virtual support sessions to help parents and students navigate financial aid, scholarships, and college applications.

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Financial Aid Completion Support - FuturesNW

In-person and virtual one-on-one support to complete FAFSA and WASFA applications. See event calendar for in-person events, or reach out to contact for virtual appointment.

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Single Family Housing Direct Home Loan - USDA Area Office

Offers fixed, low-interest, no money down loans for low and very-low income applicants to apply towards homeownership in eligible rural areas. Payment assistance is also available to subsidize mortgage payments for short times.

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QuickStart to College - FuturesNW

Free annual summer camp program to prepare rising high school seniors for college.

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Star Scholars - Washington Women In Need

Scholarship for women with awards up to $5,000 each academic year towards the Cost of Attendance.

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Rural Housing Repair Loans and Grants - USDA Area Office

Program that provides fixed low-interest loans to very-low income homeowners to repair or modernize their homes, or grants to elderly very-low income homeowners to remove health hazards.

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Single Family Housing Guaranteed Loan - USDA Area Office

USDA assists approved lenders in offering fixed, low-interest, no money down home loans for low and moderate-income households in eligible rural areas.

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FAFSA - Federal Student Aid

Free Application for Federal Student Aid. Colleges and career schools use the FAFSA form to determine how much financial aid you're eligible to receive, which could include grants, scholarships, work-study funds, and loans. FAFSA is available in English and Spanish. For interpretation services in additional languages, call 833-610-2590 and dial 7 to request an interpreter.

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From One to Many - Ferndale Library

Financial aid and education access program for indigenous individuals and families, facilitated by Lummi Nation partners.

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Basic Needs Hub - Western Washington University

Current Western Washington University students can receive comprehensive support for their essential needs including food, housing, student emergency funding, health and wellness, clothing, transportation, employment, child care, and more.

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Assistive Technology Loans - Northwest Access Fund

Washington and Oregon residents of all ages with disabilities of all types, including seniors with age-related functional limitations, are eligible to receive low-interest loans up to $25,000 for assistive technology, and up to $40,000 for home modification and adapted vehicles.

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Nooksack Tribal Education Department

Provides quality educational opportunities from early childhood through life, in accordance with the Tribe’s need for cultural and economic well-being in keeping with the wide diversity of the Tribe as distinct cultural and governmental entities. Services include education grants, student support for struggling students, and a Tribal Education Liaison to assist Nooksack families communicate with local school districts.

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On-Site Sewage Loan Program - Whatcom County Health and Community Services

Affordable loans to repair or replace failing septic systems, or connect to city sewer. Offered by the county through partner Craft3.

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Student Loan Counseling - Money Management International

A student loan counseling session will give you the opportunity to discuss your options with a counselor who will give personalized recommendations about the repayment programs you might qualify for, along with other suggestions to make the debt more manageable.

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Public Service Loan Forgiveness (PSLF) - Federal Student Aid

A student loan forgiveness program for people who work in public service in federal, state, tribal, or local government, or for a non-profit organization. The PSLF Program forgives the remaining balance on Direct Loans after the equivalent of 120 qualifying monthly payments have been made under an accepted repayment plan, and while working full-time for an eligible employer.

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Mentor Navigators - FuturesNW

College and training pathway mentors who help understand school and financial aid applications.

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